AI employees that run your business, so you can focus on growth.

Kaarta is the AI operating system for small to medium businesses, running everything from accounting and taxes to sales and payroll.

14-day trial, no card required. Works on WhatsApp, web, email and voice.

Talk to it like a person. It does the rest.

Message, speak, email or type, in Hindi, English or the mix you actually use. Kaarta understands what you mean and does the work across every tool.

Your books, closed before you wake up.

Every sale, purchase and payment lands in the right place, categorised, GST-coded and reconciled against your bank. No data entry. No month-end scramble.

How the ledger works →
Search transactionsAllThis month
DatePartyCategoryAmountStatus
12 MaySTSharma Trading29ABCDE1234F1Z5Sale · 18%₹ 59,000
incl. GST ₹ 9,000e-Invoiced
11 MayRSRaj Suppliers27AAFCR9080P1ZQPurchase₹ 87,000
ITC ₹ 15,660Reconciled
10 MayMCMehta & CoPayment receivedReceipt₹ 45,000
UPI · auto-matchedMatched
09 MayKEKumar Electronics33AAGCK5510M1Z2Sale · 18%₹ 1,18,000
incl. GST ₹ 18,000e-Invoiced
09 May₹Staff payroll8 employees · MaySalaries₹ 4,12,000
EPF & ESI filedPaid

It works inside the tools you already run.

Kaarta builds bespoke, first-class connections into each system, reading and writing like a teammate who knows all of them at once.

Plus a bespoke integration for whatever you run that we don’t list yet. Request one →

Answers no single app could give you.

Because Kaarta sees across every tool at once, it can answer the questions that live between the apps. Ask in plain language.

It strings the steps together, across every tool.

Give Kaarta a goal and it works through the whole chain, in the right order, across the apps you already run. You stay in control: set how far it can go, task by task.

Send payment remindersAutomatic
Run monthly payrollNotify after
File GST returnsAsk first
IncreffReserve the stock
GSTNGenerate the e-invoice
TallyRecord the sale
GmailEmail the packing slip
Done · 4 steps, zero taps from you

The hard part of doing business in India, handled.

Kaarta plugs straight into the government and banking rails, so compliance and reconciliation happen quietly in the background, on time, every time.

GST NetworkReturns filed and data synced, no portal logins.
Account AggregatorBank statements pulled the moment you consent.
UPICustomer payments confirmed in real time.
e-InvoicingIRNs generated the moment you sell.
DigiLockerVerified documents fetched on demand.
TRACESTDS filed without touching the site.

Your data stays yours

Consent-based access through India’s regulated rails. We never sell or share your business data, not to lenders, not to anyone.

Bilingual by default

Hindi, English, or the mix you actually speak. रसीद, खाता, GSTIN, whichever reads faster for you.

Bank-grade security

Encryption in transit and at rest, granular permissions, and a full audit trail of every action Kaarta takes on your behalf.

Less than one employee. More than a team.

One price for the whole AI employee. Every tool, every channel, every task it can do.

₹ 15,000 / month
billed monthly
Growth, for owners with a team
  • Books, GST and TDS, plus payroll, CRM and commerce
  • Cross-tool intelligence and forecasts
  • WhatsApp, web, email and voice
  • Added seats at ₹ 10,000 each
Request early access
₹ 25,000 / month
billed monthly
Business, for multi-location and mid-market teams
  • Everything in Growth, with higher limits
  • Tally bridge, e-invoice and advanced GST
  • Added seats at ₹ 17,500 each
Request early access
Enterprise and CA-firm plans (multi-entity, API and white-label) are available — contact sales. 14-day trial, no card required.

The first employee who never sleeps.

Join the waitlist for early access. We are onboarding Indian businesses now.