About kaarta

India has over 60 million small and medium businesses. They're the backbone of the economy, yet most still manage their finances through scattered WhatsApp messages, paper ledgers, and spreadsheets. They spend hours chasing invoices, reconciling payments, and worrying about GST deadlines—time that should be spent growing their business.

We started Kaarta because we believe these businesses deserve better tools. Not enterprise software dumbed down, but purpose-built solutions that understand how Indian SMBs actually work. That means meeting them where they are—on WhatsApp and email—and handling the complexity of Indian compliance so they don't have to.

Kaarta is an AI agent that manages your entire back-office. It captures transactions from your daily conversations, keeps your books organized, chases pending payments, and ensures you never miss a filing deadline. Think of it as a tireless accountant and operations manager, available 24/7, at a fraction of the cost.