About kaarta

India has over 60 million small and medium businesses. They're the backbone of the economy, yet they run on a stack of disconnected tools: accounting, GST, payroll, CRM, sales, ecommerce, logistics, inventory. Each one solves a slice of the job, and none of them talk to each other. Owners become the integration layer, copying numbers between screens and chasing every deadline by hand.

We started Kaarta because the answer isn't one more SaaS tool. It's an AI employee that operates the tools you already own. You talk to it in plain language on WhatsApp, web, email, or voice. It reads from and writes to each system, files your compliance, reconciles the bank, runs payroll, and follows up with customers on your behalf.

Kaarta earns autonomy the way a new hire does: it asks first, then notifies you after, then handles routine work on its own once you trust it. It's built on India's rails, the GST Network, Account Aggregator, UPI, and e-invoicing, it works 24/7, and it costs less than one human hire.